VA LOAN
VA Home Loans
A VA home loans makes home ownership more affordable for qualified U.S. Veterans, Active Duty service members, spouses and eligible reservists thanks to no-money-down options and favorable terms. VA home loans are provided by eligible lenders, and the Veterans Administration (VA) guarantees a portion of loans for veterans so they can qualify for an attractive home loan.
Get Smart . . . Get Pre-Approved for your VA Home Loan today!
Advantages of VA Loans
- Ability to buy a home with ZERO down payment, and little to no money total out of pocket in some cases!
- You can qualify with lower credit and more debt compared to conventional home loans.
- A variety of both Fixed Rate terms (e.g. 30-year, 15-year, etc.) as well as Adjustable Rate options to fit your needs.
- Jumbo loan amounts are available for loans that will exceed the conventional loan limits (down payment may be required).
- Refinance your VA Loan up to 120% of your home’s value (limited to 100% of value if taking cash-out).
The Benefits of Getting a VA Loan from The Loan Geeks at Finance of America Mortgage
- You won’t have to sacrifice great service to get a great rate on your loan! We offer a Full-Service home loan experience! (see Today’s Rates)
- We are a VA-approved lender with extensive experience processing VA loans every day!
- With our State-of-the-Art Two-X Online Application process, you’ll get a fast, efficient, completely online process that is available 24/7/365 from application to closing. And you can monitor the progress of your home loan throughout the process.
- Our Loan Geeks Home Loan Experts are available to answer your questions by phone and email. We are here to assist you through the entire home loan process.
How VA Loans Work
- To qualify for a VA Loan, you must have VA Eligibility. If you do not already have a current Certificate of Eligibility, we can obtain it for you through the Department of Veteran’s Affairs to save you time.
- You will choose what loan options are best for you, such a fixed rate versus an adjustable rate.
- Similar to the process with other home loans, we will want to make sure you make sufficient income and your credit is acceptable per VA guidelines to approve and fund your loan.
What is my next step?
Apply Online
With our state-of-the-art Online Application technology, betting a home loan has never been easier or faster. you will be walked through the application process step-by-step. And the help of a Loan Geek Home Loan Expert is never more than a mouse click or phone call away.
Talk to a Loan Geek Home Loan Expert!
If you are not comfortable starting the application process online, no need to worry. A Loan Geek Home Loan Expert is available to answer all of your questions and get you started! Answer a few quick questions on the contact request and we’ll have a Loan Geek Home Loan Expert call you.