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Today's Mortgage Rates

Interest rates are constantly changing . . . for the most up to date mortgage interest rates, consult with a Loan Geeks Home Loan Expert!

Call for Special Refinance Rates!

15-Year Fixed
(Conventional)
Call For Pricing

(-.---% APR)
-.--% points

Save on mortgage interest compared to a 30yr fixed rate loan. Stable – fixed monthly payment, which will be higher than a traditional 30-year fixed rate payment.

30-Year Fixed
(VA)
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(-.--- APR)
-.--% points

Take advantage of the benefits available to active duty military service members and military veterans. Zero down payment requirements and fixed monthly payments.

30-Year Fixed
(Conventional)
Call For Pricing

(-.---% APR)
-.--% points

Your traditional home loan. Enjoy a comfortable low monthly payment over the entire life of the loan with basic qualifications. A great loan for most consumers.

5-Year Adjustable
(ARM)
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(-.---% APR)
-.--% points

Offering a lower starting rate and monthly payment, ARMs may carry greater risk and are not right for all home owners. Consult with a Loan Geeks Home Loan Expert for details regarding ARMs.

30-Year Fixed
(FHA)
Call For Pricing

(-.---% APR)
-.--% points

More flexible loan qualification requirements and a comfortable fixed monthly payment. A great loan for folks with a few credit issues as well as 1st-time home buyers.

30-Year Fixed
(JUMBO)
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(-.---% APR)
-.--% points

Jumbo rates can vary widely based on each individual scenario. Check with a Loan Geeks Home Loan Expert for the most accurate rates. We offer a wide variety of Jumbo Programs.

The rates shown were current as of 10:49am PDT on April 15, 2022

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  • Mortgage rates shown can change without notice.
  • Some loan products may not be available in all states.
  • Lending services may not be available in all areas
  • Some restrictions may apply
  • We assumed (unless otherwise noted) a primary residence purchase of a single family home for $300,000, debt-to-income (DTI) ratios less than 30%, credit score over 740, loan-to-value (LTV) ratio of 75%, 30-day rate lock period, and an escrow account for the payment of property taxes and home owners insurance.
  • Rates shown are for a 15-day lock period and assuming an appraisal waiver granted bu automated underwriting.
  • Jumbo pricing assumes a primary residential purchase of a single family home of $900,000, debt-to-income (DTI) ratios less than 30%, credit score over 740, loan-to-value (LTV) ratio of 70%, 30-day rate lock period, and an escrow account for the payment of property taxes and home owners insurance.
  • If LTV >80% Private Mortgage Insurance (PMI) may be added to your monthly mortgage payment.  Mortgage insurance is not required on Military/VA loans.
  • Note:  Interest rates are determined on each individual’s situation and we do not have all of your information.  therefore, the rates shown may not reflect your situation.  Finance of America Mortgage offers a variety of loan products.  Your may still qualify for a home loan even if your situation does not match our assumptions.  To get a more accurate personalized rate quote, please consult with a Loan Geek Mortgage Expert.

What will your Mortgage Interest Rate be?

The mortgage interest rates shown above are based on a various assumptions that may not necessarily represent your situation.  these rates are some of our lowest rates available for these common loan programs. These may not necessarily be the rates you’ll get when you apply for your home loan. Your interest rate will depend on various factors such as your credit scores, your down payment / loan-to-value, loan amount, etc.

The best way to see what your interest rate could be is to consult with a Loan Geek Mortgage Expert or APPLY ONLINE. After provide some essential information, we’ll be able to match you with a loan program and interest rate that best meet your qualifications and financial goals.

What loan program is right for you?

With so many mortgage loan products to choose from, it can be difficult to know which loan program is right for your situation.  Go to our LOAN OPTIONS page to learn more.  After familiarizing yourself with the different options, feel free to reach out to a Loan Geeks Home Loan Expert for some expert guidance!  Our goal is to match you with a loan program and interest rate that best meets your qualifications and financial goals.